Contractors' All Risks insurance (CAR) (also referred to as Contract Works or Construction Insurance) typically provides cover for the cost of physical loss or damage to building works, advanced loss of revenue/income, public liability, installation and constructional plant/machinery including hired-in plant and tools where you are responsible. This form of Insurance covers existing structures, temporary and permanent construction works plus materials should they be damaged or stolen prior to completion.

The policy can be used to cover new builds, refurbishments, repairs or extensions.