This protects the insured against damage to or loss of property such as industrial complexes, commercial premises and schools as a result of accidental fire, explosion and lightening.

Protects the insured against loss of valuable properties such as assets, stock and merchandise arising from direct forcible and violent entry into or exit from business offices, commercial premises, residence premises and factories.

This covers professionals against their legal liabilities to persons who incur financial loss or sustain personal injuries due to their professional negligence i.e. Doctors, Auditors Engineers, Lawyers etc

This policy covers employees/person against accidental, visible and violent personal injuries and disabilities or death arising from external causes. Unlike the Workers Compensation this is on a 24-hour basis.